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Reducing your flood risk

Surface water flooding - Tuesday, Nov 12, 2013

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When Interpart’s shop in High Wycombe flooded it was the result of a heavy rainstorm, a blocked gully in the road and a newly lowered kerbstone.

Reducing your flood risk

The Interpart shop is on the corner of Desborough Road and Short Street and in the weeks before the flood, the local authority had dropped the kerb outside the shop and installed a wheelchair ramp. The next time it rained heavily the water flowed down the nearby hill, collected outside the shop and, because the gullies were blocked, flooded straight into the shop.

It all happened so quickly there really was nothing we could do to stop the ground floor from flooding and it was a mess. Since then we have learned a lot about reducing the risk of flood including having a watertight seal fitted to the front door and making sure the gullies and drains in the road outside are always clear.
Richard Walters, Managing Director
High Wycombe

With more flooding predicted in the coming years insurance companies and brokers have been working together with the Government to help reduce the risk (and impact) of flooding on property owners while keeping insurance premiums affordable.

To find out more about whether your property is at risk of flooding and developing your own flood plan take a look at the Environment Agency website The British Insurance Brokers Association (BIBA) has produced a useful guide ‘Obtaining flood insurance in high risk areas’ and, of course we are here if you need any help or advice on insuring your property, just give us a call on 01494 450450 or email

…and the sea and rivers are not the only source of flooding; remember to consider the risk of surface water, groundwater and sewer flooding as well as possible reservoir failure.

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