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The emerging perils of Non Damage Business Interruption

Tuesday, Mar 26, 2019

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The emerging perils of Non Damage Business Interruption

The emerging perils of Non-Damage Business Interruption


According to the Allianz Risk Barometer 2018, Business Interruption continues to be the top risk facing businesses for the fifth successive year. However, alongside the physical perils of fire, explosion and natural catastrophes, non-damage causes of Business Interruption are constantly emerging and becoming a much bigger issue, potentially causing large losses for companies without causing property damage.


New non-damage Business Interruption triggers can range from market developments and cyber incidents to the changing political landscape, making it essential for insured customers to understand the evolving threats they face.


Events that have caused significant disruption over the last 10 years


  • Cyber attack and technology failure, such as the WannaCry and NotPetya attacks in 2017
  • Terrorist attack or shootings, such as those seen in London
  • Damage at your supplier or customer premises


As companies upgrade, the impact of digitisation is a main driver of non-damage Business Interruption losses. System interconnectivity, outsourcing and the broadening aspect of cyber risk, including not only hacking, but also human error and technical failure, are all triggers


J Bennett & Son we can assess the current and emerging risks to which you are exposed and devise a solution that ensures your business is fully protected, filling in the gaps that aren’t covered by traditional business interruption policies.


Whether your supply chain is affected by political unrest on the other side of the world or you experience a cyber attack closer to home, we can help to protect your business with a bespoke policy tailored to your specific requirements. If you would like to know more why not call us for a chat on 01494 450 450 or email us on



NDBI: the missing piece of your business interruption insurance?
Providing business interruption protection

Business Interruption: Looking Beyond the Physical

Allianz Risk Barometer



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