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Are Christmas presents covered by home insurance?

With the festive season soon up on, homes around the country will start being filled up with Christmas gifts - Tuesday, Dec 02, 2014

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With the festive season soon upon us, in the coming weeks, drawers and cupboards in homes around the country will start being filled up with Christmas gifts, and burglars know it.

We take out home insurance on contents to protect our property, but you probably didn't factor in the extra valuables in your home around this time of year when you estimated the value of your possessions on the proposal form. So does that mean they wouldn't be covered if they were stolen?  Most major insurers provide extra cover for this, but you should check your cover.  You should also consider whether the sum insured needs to be increased if you buy new items.

If you would like bespoke advice to ensure you are covered appropriately, please contact J Bennett today.

Are Christmas presents covered by home insurance?

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Fill in the form below and we'll get back to you.

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