Private Clients

Specialist Insurance for High Value Homes and Possessions

For peace of mind in protecting your most valuable assets we offer you a highly personal service, including, if required, an initial meeting in your home or workplace to discuss your requirements. In so doing we are able to arrange the cover that best suits your needs.

A dedicated Private Client Manager will advise you on the most suitable policy and will provide ongoing risk management advice to reduce the risk of future losses.

With a range of specialist policies we offer first class cover for all aspects of your portfolio. Coverage can include your main residence, weekend and holiday homes both in the UK and abroad, fine art and antique and jewellery collections. Cover can even be extended to include yachts and super cars as well as prestige and classic cars.

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Home cover can include:

• Worldwide accidental loss or damage cover
• Physical loss or damage to fine art and antiques (including accidental damage), restoration and any resulting depreciation in value following an insured peril whilst in your home or anywhere in the world.
• Business equipment cover within the home
• Students possessions at University and College automatically included
• Lifestyle protection cover, including identity fraud
• Annual travel cover for all members of the household including nannies
• Cover of up to £10,000,000 for legal liability to domestic employees
• Up to £100,000 family legal protection cover

Motor cover can include:

• A single policy covering all your vehicles including high performance cars, luxury marques, classic cars and day-to-day vehicles
• Agreed value cover for all types of vehicles
• A quality courtesy car for up to 30 days if your vehicle is stolen or involved in an accident to solve your short-term mobility problems
• Up to £1,000 cover towards alternative means of transport if you have your licence revoked by the DVLA due to ill heath or due to injury following an accident
• Up to £5,000 cover towards medical expenses, counselling or other associated expenses following an incident
• Legal expenses cover is incorporated within the policy including motoring legal defence of up to £100,000

Working with J. Bennett & Son, you will receive expert and proactive advice to provide you with a tailored solution for your insurance requirements.